HDFC Ltd Home Loan

Trust HDFC for a home loan with attractive rates, smooth approval, and quick disbursal. Check your eligibility now and apply.


  • Rate of interest
    6.7% - 14.0% p.a.
  • Tenure
    10 - 30 years
  • Processing fee
    Upto 0.50% +GST
  • Loan amount
    Rs.5 lakh - Rs.5 crore
  • Prepayment Charges
  • Foreclosure Charges

Are you eligible?

You should meet the following criteria to apply for this loan:
  • Resident type: Indians and Non-Resident Indians (NRIs)
  • Applicant's age: 21 - 65 years
  • Min. monthly income for primary applicant: Rs 15,000
  • Min. monthly income for co-applicant: Rs 10,000

Key features of HDFC Ltd Home Loan

  • HDFC Home Loan Interest Rate starts from 6.70%.
  • HDFC charges a processing fees of Minimum Rs 10,000 and Maximum Rs 10,000.
  • Loan Tenure of Home Loan ranges from 5 years to 30 years.
  • HDFC allows prepayment of home loans with Nil charges on floating rate loans.

Tentative list of documents required for Home Loan

Mandatory documents(To be submitted by all applicants)
  • A cancelled cheque
  • Bank Statement - last 6 months
  • Complete loan application with one photograph
  • Salary slip, bank statement and Form 16
  • Investment Proof: LIC, mutual funds, property document etc.
  • Appointment letter (if salaried individual)
  • Identity Proof: Passport/ Driving License/ Voter ID/ PAN
  • Property Documents: Sale deed, Katha, transfer of ownership
  • Address Proof: License/ Rent Agreement/ Utility Bill
  • Other documents to be submitted as per your profile.
For salaried individuals
  • Identity proof: Passport/ Driving License/ Voter ID/ PAN
  • Salary slips for the last 3 months
  • Copy of IT Return or Form-16 for the last two years
  • Last 6 month's bank statement (showing salary credited)
For self-employed individuals
  • Bank account statement for the last 1 year
  • Business existence proof: 3 years old Saral copy and Business registration certificate
  • Income proof: IT Returns along with Balance sheet and P&L statements for the last years
  • Office address proof: Property documents, utility bills
  • Photo ID proof: Passport/ Driving License/ Voter ID/ PAN
For non-resident Indians (NRIs)
  • A copy of valid visa or work permit
  • Any of the following for NRIs with Seafarer work profile:
    • Valid job contract
    • Continuous Discharge Certificate (CDC) (if disembarkation stamp is not older than 6 months)
    • Expired contract letter (if disembarkation stamp is older than 6 months)
    • Last salary slip as proof of employment with a shipping company
  • Any of the following documents:
    • Relevant passport pages (with overseas address)
    • Overseas address proof: Government issued National Identity Card/ Driving license/ Utility bill/ Overseas bank statement/ Employer's certificate
  • Address proof of the blood relative you're staying along with proof of relationship

Home Loan Calculator*

All you need to know about your home loan

  • EMI Calculator
  • Loan Eligibility Calculator
  • Balance Transfer
  • Prepayment
  • Rate Change
  • Monthly Loan Repayment
How much will I have to pay every month?
Loan Amount
Rate of Interest
Your EMI Per Month will be

Disclaimer: The information available on this site has been gathered from publicly available sources and is accurate to the best of our knowledge. However, please be aware that the rates and other offers may vary based on your profile and may be subject to change without notice. Therefore, we advise you to verify the information before applying for any loan through this website. Magicbricks accepts no liability for any loss arising from the use of the information on this website. Refer T&C for the detail.
(T&C link:

**This service is available in select cities only.

*These calculators are only for illustrative purposes. These figures may or may not be applicable to your particular situation. Magicbricks will not be responsible for any loss or liability arising from the use of these calculators.