PNB Housing Finance Limited Home Loan

Ensure a smooth home buying journey with a loan from PNB Housing Finance Limited. Get quick approval. Apply online now.

Highlights

  • Rate of interest
    7.35% - 9.1% p.a.
  • Tenure
    10 - 30 years
  • Processing fee
    Upto 0.50% +GST
  • Loan amount
    Rs.5 lakh - Rs.3 crore
  • Prepayment Charges
    Nil
  • Foreclosure Charges
    Nil

Are you eligible?

You should meet the following criteria to apply for this loan:
  • Resident type: Indians and Non-Resident Indians (NRIs)
  • Applicant's age: 18 - 70 years
  • Min. monthly income for primary applicant: Rs 15,000
  • Min. monthly income for co-applicant: Rs 10,000

Key features of PNB Housing Finance Limited Home Loan

  • Interest rates starting from just 7.35% p.a.
  • Flexible loan tenure of upto 30 years
  • EMI per lakh starts from just Rs 675
  • Zero prepayment charge on floating rate loans

Tentative list of documents required for Home Loan

Mandatory documents(To be submitted by all applicants)
  • Completed loan application
  • Three passport size photographs
  • Identity proof (any one): Driving License/ Passport/ Voter ID/ Aadhar Card and PAN Card (if loan size is more than Rs 10 Lakhs)
  • Address proof (any one): Driving License/ Aadhar Card/ Voter ID/ Passport/ Registered Rent Agreement
  • Other documents to be submitted as per your profile
For salaried individuals
  • IT Return for the last 2 years
  • Income documents: Salary slips for the last 6 months, Form-16 for the last 2 years, Bank statement showing salary credit for the last 6 months
  • Property documents: Past title chain, Conveyance deed, sales deed, allotment letter, possession letter, latest property tax receipt, copy of approved plan for construction
For self-employed individuals
  • VAT/Service tax registration, business incorporation details, business address proof
  • Balance sheet and P&L statements certified by CA
  • Copy of partnership deed (if applicable)
  • Property documents: Past title chain, Conveyance deed, sales deed, allotment letter, possession letter, latest property tax receipt, copy of approved plan for construction
For non-resident Indians (NRIs)
  • Copy of Passport with stamped visa
  • Proof of employment overseas
  • Proof of residence (Both Indian and overseas): Driving license/ Voter ID/ Passport/ Aadhar Card/ Registered rent agreement
  • Details of the local contact, including name, relationship, and address
  • NRE Savings Bank statement for last 6 months
  • Overseas Bank Account Statement for the last 6 months (including for Salary Account)
  • Statement of existing loan accounts
  • Credit check report from overseas credit bureau

Home Loan Calculator*

All you need to know about your home loan

  • EMI Calculator
  • Loan Eligibility Calculator
  • Balance Transfer
  • Prepayment
  • Rate Change
  • Monthly Loan Repayment
How much will I have to pay every month?
Loan Amount
Tenure
Rate of Interest
Your EMI Per Month will be
33,038

Disclaimer: The information available on this site has been gathered from publicly available sources and is accurate to the best of our knowledge. However, please be aware that the rates and other offers may vary based on your profile and may be subject to change without notice. Therefore, we advise you to verify the information before applying for any loan through this website. Magicbricks accepts no liability for any loss arising from the use of the information on this website. Refer T&C for the detail.
(T&C link: https://property.magicbricks.com/terms/terms.html)

**This service is available in select cities only.

*These calculators are only for illustrative purposes. These figures may or may not be applicable to your particular situation. Magicbricks will not be responsible for any loss or liability arising from the use of these calculators.